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Mortgage Loan
Calculators |
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Super
Calculator |
| This calculator does
pretty much everything. It calculates payments, debt-to-income
qualifying ratios, your monthly PITI, shows how much you will save (or
not) by refinancing, creates amortization tables, and more. |
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Payment
Calculator 1 |
| Very easy to use and
similar to what you've seen all over the web. |
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Payment
Calculator 2 |
| Also easy to use,
but different from the calculator above. |
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Multi-Payment
Calculator |
| Allows you to
calculate several different loans at once so you can compare payments. |
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PITI
Calculator |
| Adds taxes and
insurance to your mortgage payment. Useful because this is how your
lender calculates your monthly housing costs to determine your qualifying
ratios. If you are impounding your loan, it helps you to know what
your total monthly payment will be. |
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Qualifying
Calculator |
| How much income does
it take you to qualify for a particular home? This calculator will
tell you. However, you may want to adjust the qualifying ratios to
33/38 or whatever your local lender recommends. |
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Affordability
Calculator |
| How much house can
you afford with your income? This calculator helps and is designed
for those putting less than twenty percent down. |
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Rent
vs. Own |
| Rents have risen
considerably recently. This calculator helps to show what your net
gain may be in owning rather than renting, taking many considerations into
account. |
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Principal
After X Years |
| Perhaps you plan to
sell this home in five years and want to know what your mortgage balance
will be at that time. T |
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Principal
Prepayment Calculator |
| This mortgage
calculator tells you when your normal payoff would be and when it would be
if you paid a specific extra amount each month. |
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Prepayment
Analysis Calculator |
| Suppose you want to
pay off your mortgage in a specific period of time. How much should
you pay monthly to accomplish your goal? |
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Prepay
Principal or Invest the Money? |
| This calculator will
help you make the decision on whether it makes more sense for you
financially to pay down your mortgage or put some money away in financial
investments of various kinds. |
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Bi-Weekly
Mortgage Calculator |
| A bi-weekly mortgage
is basically the same as making one extra mortgage payment a year.
This calculator tells you how quickly you would pay off your mortgage if
you were making the payments once every two weeks instead of once a month. |
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